A Quick Look at the Libertyville Farmers Market

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I'm thrilled to join you from the farmers market in downtown Libertyville today!

Produce is just one of the tons of options you have to choose from at this great farmers market. It's a wonderful place to bring the family to shop and eat.

You can support local Libertyville businesses like Door County Potato Chips, maker of the perfect potato chip, or grab a hand-crafted crepe. For something local to take home, stop by Leider’s Local Honey.

For a complete list of vendors, take a look at the Libertyville Farmers Market website.

Check out the video above for a quick look at some of the Libertyville Farmers Market offerings!

Home Buying Team, Assemble!

 
If you'd like my free e-book of the Top 10 Credit Do's and Don'ts, you can contact me!

Fall is in full swing, and we are back again for another mortgage minute. Today we are talking about how to assemble your home buying team.

If you want your purchase to move along smoothly, it’s critical to gather a good team to back you up. You’re the buyer, yes, but you’re also the coach, so you need great people working around you. 

It’s essential that every member works together and communicates with you, from choosing your property, going through the mortgage process, and celebrating at closing.

Your purchase team is made up of your real estate agent, a home inspector, your real estate attorney, your mortgage lender, and even the closer at the title company. Choosing the right agent is critical, because each brings with them special talents and skills to get the transaction done.

Take everything into consideration with your decision to choose an agent with whom you feel comfortable. We work with some of the best agents in the business, who are available at a moment’s notice to help you find the home of your dreams. We recommend checking out some of the websites of some of our top agents (listed in the video above) and get to know them before you decide on who to hire.

If you have any questions, or would like a recommendation from us, feel free to give us a call or send us an email. We look forward to hearing from you!

What Documents Do You Need to Get a Mortgage?

If you'd like my free e-book of the Top 10 Credit Do's and Don'ts, you can contact me!

Today, I want to discuss documenting your mortgage. If you don't, you may get in trouble with the mortgage police!

Tightening regulations are making the mortgage process more complicated than ever. Deadlines for signing your loan documents, ordering the appraisal, and getting the file into underwriting are now actually contained in the sales contract.

Guidelines now dictate that YOU are responsible for how smoothly the process will go. This makes it critical that you provide all required documentation to your lending team with plenty of time to spare. The fact of the matter is, the mortgage process is intrusive, as all of your financial information is needed in order to get approved for a loan.

Since the mortgage process isn't known as a fun one, it's crucial that you do all you can to make it go as smooth as possible. When we request every document that you've signed in the last 24 months, provide it with a smile! W-2s, tax returns, bank statements, and identification are only a handful of the documents we'll ask for!

The faster we can provide you, your agent, and your attorney with the coveted document we call a Clear to Close, the better! Give us a call if you have any questions about this process, we're always available to help!